Irs 401k Limits 2025 Total

Irs 401k Limits 2025 Total. For 2025, your personal contributions cannot exceed $23,000 or $30,500 if you are age 50 or older. 401(k) and 403(b) contribution limits increase.

For 2025, employees can now contribute up to $23,500 to a 401(k) or 403(b) plan if they’re under 50, up from $23,000 in 2025. Contribution limits for 401(k), 403(b), most 457 plans, and the federal government’s thrift savings plan will increase by $500 for 2025.